TPB Bank PLC is a Bank that provides competitive financial services to our customers and creates value for our stakeholders through innovative products.
TPB Bank PLC is a Bank, whose vision is “to be the leading bank in Tanzania in the provision of affordable, accessible and convenient financial services”. As part of effective organizational development and management of its human capital in an effective way, TPB BANK PLC commits itself towards attaining, retaining and developing the highly capable and qualified workforce for TPB BANK PLC betterment and the Nation at large.
CREDIT CLERK- (1 POSITION)
TPB BANK PLC seeks to appoint dedicated, self motivated and highly organized
Credit Clerk (1 position) to join the Retail and Business Banking Directorate. The work station is Moshi.
Reporting Line: Credit/Relationship Officer / Branch Manager
Work Schedule: As per TPB Staff regulations
Division: Credit
Salary: Commensurate to the Job Advertised
POSITION OBJECTIVE
1. To assist the Assistant Branch Manager and Credit/Relationship Officers in acquiring of profitable new customers for the loans segment through the acquisition, development and maintenance of high quality advisory relationships, that includes effective consultative personal selling and creative structuring of financial solutions.
2. To assist the Assistant Branch Manager and Credit/Relationship Officer in liaising with centralized employers for matters related to personal loans.
Essential Duties and Responsibilities:-
To record all inward and outward mails/loan application forms from employers, and dispatch loan application forms to employers for guarantees.
To scrutinize loan applications and ensure that all pre-disbursement conditions are fulfilled before sent to superiors for approvals.
To maintain borrowers’ files brought to Head office for approvals
To maintain system database for all approved loans at branches, advise the respective branches via reliable approved means of communication and maintain records of the respective approvals for reference and audit trail.
To assist the Assistant Branch Manager and Credit/Relationship officers in liaising with centralized employers for prompt follow up of due installment deductions from employers.
To assist branches in follow up with employers for collection of cheques and establishment of reasons for non-repayment.
To attend any other duties as may be assigned by your superiors
Education:
Holders of diploma in Economics/Commerce/Finance/ Business administration/ community Development or TIOB/CIB Associate ship Certificate or equivalent qualifications.
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SENIOR INTERNAL AUDIT – ( 1 POSITION)
TPB Bank PLC seeks to appoint dedicated, self-motivated and highly organized Senior Internal Audit to join the Directorate of Audit team. The work station is Dar es Salaam.
DIRECT REPORTING LINE: Chief Manager Internal Audit
LOCATION: Head office-Dar es Salaam
WORK SCHEDULE: As per TPB Bank PLC Staff regulations
DIVISION: Audit
SALARY: Commensurate to the Job Advertised
POSITION OBJECTIVE
To providing an independent and objective assurance on the effectiveness of the internal control and risk management process in the bank.
KEY RESPONSIBILITIES
To carry out audit field work for various activities of the organization such as Credit function, Operation and Financial activity and report on the findings and recommendations.
Extract and analyze data (i.e. deposit, loans and other assets/liabilities of all TPB branches/departments/divisions) for audit purpose.
Carry out risk assessment procedures and execute value for money audit.
To evaluate the adequacy of the internal controls system and the reliability of financial reports and management of data and information.
To review systems procedures, policies, controls and guidelines and recommend improvements.
To review and report on the accuracy, timeliness and relevance of financial data used in preparation of Bank financial statements.
To ascertain the level of compliance with established policies, procedures and legal requirement such as Bank rules and regulations, IFRS, BOT Guidelines, Banks and Financial Institutions Act, and the bank’s strategic plan.
To review and report on the compliance to the internal controls set by the bank.
To evaluate risk assessments relating to each audit engagement and ensure that the audit work is effectively focused on areas assessed as high risk.
To prepare audit work papers by documenting audit tests and findings and evaluating the sufficiency and appropriateness of audit evidence to support conclusion drawn.
Preparing audit reports and recommendations to improve the efficiency in bank’s operations.
Assist in undertaking audit and special investigation, inspection and surprise checks and give results there on.
To perform any other duty as may be assigned by Director of internal audit or higher authorities.
EXPERIANCE AND KNOWLEDGE AND SKILL REQUIRED
Education:
Bachelor degree in Banking, Accounting, Finance, Business Administration, or any related field.
Experience:
Minimum of two years working experience in banking industry
Experience in Equinox core banking system will be an added advantage
Strong knowledge of Ms Office application, including word Processing and Excel,
Skills and attributes
Excellent communication and report writing skills
Team player
Person of integrity and Honest
Ability to work under pressure and minimal supervision
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TEMPORARY CREDIT CLERKS- (2 POSITIONS) (Deadline: 18th July, 2017)
TPB BANK PLC seeks to appoint dedicated, self motivated and highly organized Temporary Credit Clerks (2 positions) to join the Retail and Business Banking Directorate for one year. The work stations are Kondoa and Arusha.
Reporting Line: Credit/Relationship Officer / Assistant Branch Manager
Work Schedule: As per TPB Staff regulations
Division: Credit
Salary: Commensurate to the Job Advertised
POSITION OBJECTIVE
1. To assist the Assistant Branch Manager and Credit/Relationship Officers in acquiring of profitable new customers for the loans segment through the acquisition, development and maintenance of high quality advisory relationships, that includes effective consultative personal selling and creative structuring of financial solutions.
2. To assist the Assistant Branch Manager and Credit/Relationship Officer in liaising with centralized employers for matters related to personal loans.
Essential Duties and Responsibilities:-
To record all inward and outward mails/loan application forms from employers, and dispatch loan application forms to employers for guarantees.
To scrutinize loan applications and ensure that all pre-disbursement conditions are fulfilled before sent to superiors for approvals.
To maintain borrowers’ files brought to Head office for approvals
To maintain system database for all approved loans at branches, advise the respective branches via reliable approved means of communication and maintain records of the respective approvals for reference and audit trail.
To assist the Assistant Branch Manager and Credit/Relationship officers in liaising with centralized employers for prompt follow up of due installment deductions from employers.
To assist branches in follow up with employers for collection of cheques and establishment of reasons for non-repayment.
To attend any other duties as may be assigned by your superiors
Education:
Holders of diploma in Economics/Commerce/Finance/ Business administration/ community
Development or TIOB/CIB Associate ship Certificate or equivalent qualifications.
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TEMPORARY CREDIT OFFICER – 1 POSITION
TPB Bank PLC seeks to appoint dedicated, self-motivated and highly organized Credit Officer (1 position) to join the Retail Business Banking team for one year.
REPORTING LINE: Branch Manager/Assistant Branch Manager
LOCATION: Tarime
WORK SCHEDULE: As per TPB Bank PLC Staff regulations
DIVISION: Branches
SALARY: Commensurate to the Job Advertised
POSITION OBJECTIVE
1. This position is to engage, manage and work directly to improve the activities of the branch credit operations.
2. To evaluate, provide analysis, conclusion and recommendations to determine credit lines and communicate this information to customers and other team members of the branch.
3. Engaged in conducting credit investigations/visitations and collecting delinquent accounts and answerable all branch credit related issues to the branch manager and senior management.
KEY RESPONSIBILITIES
Assist branch manager in creation of credit risk management environment of an acceptable quality, in terms of established credit guidelines.
Administer branch credit application and ensure that direct reports are producing high quality of credit application files
Maintain branch low portfolio Non-performance rates ensuring post disbursement follow up is being done and customer actively operate their accounts accordingly.
Assist Branch manager in cite visitations and Branch Credit Meetings and make sure that respective reports are produced timely for decision making.
Customer acquisition by actively soliciting potential clients
Managing the branch loan portfolio by ensuring close follow ups of their respective customers.
Directly work with customers to deepen existing relationships through the analyses of needs and provision of products and services.
Analyses and reviews quality of potential and existing business to ensure maximum profitability.
Maintain accurate and up-to-date records of all actual and attempted customer interactions.
Conduct customer meetings that have defined call objectives, desired outcomes and a well- constructed plan.
After consideration of individual case merits, recommend credits applications for approval to the branch manager and other relevant authorities.
Manages credit quality standards through effective management of risk according to the Credit manuals and policy.
Scrutinize loan applications, to review feasibility reports and prepare appraisal reports and accompanying memorandum for action of by relevant loan sanctioning authority.
Verify loan application forms, crosschecking the requirements and advise customers accordingly.
Maintain borrower’s files and ensure that all pre-disbursement conditions are fulfilled.
Ensure that loan installments from customers are posted into relevant accounts.
Follow-ups on non-performing loans/customers that are not paying their loan as per the agreement.
Ensure that weekly, monthly, quarterly, annual and any other reports on loan portfolio are accurate, complete, and prepared on schedule.
Prepare all branch returns and ensure they are in accordance with the credit policy and lending manual.
Verify postings of loan administration fees for customers whose loans have been disbursed.
Ensure proper filling of customer credit documents and correspondents.
Improving the quality of customer’s data by ensuring all customers data is captured as per KYC set rules and regulations.
Analyse delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to the Branch Manager and suggest actions/penalties to be taken when appropriate
Develop processes and procedures for evaluating customer financial and setting and changing credit lines/limits, as well as credit holds; implement liens as necessary to major delinquent account as approved
Attend to the generated legal documents used in the credit function for onwards preparation of disbursements
Perform any other duties as may be assigned by Branch manager from time to time
EXPERIENCE AND KNOWLEDGE REQUIRED
Education and experience:
Bachelor degree in Banking, Accounting, Finance, Economics, Marketing, Business Administration, or related field and plus 1 year related experience in the related field.
The position will attract a competitive salary package, which include benefits. Applicants are invited to submit their resume (indicating the position title in the subject heading) via e-mail to: recruitment@tpbbank.co.tz. Applications via other methods will not be considered. Applicants need to submit only the Curriculum Vitae (CV) and the letter of applications starting the job advertised and the location. Other credentials will have to be submitted during the interview for authentic check and other administrative measures and should not in any way be attached during application.
Avoid scams : NEVER pay to have your CV / Application pushed forward. Any job vacancy requesting payment for any reason is a SCAM. If you are requested to make a payment for any reason, please call 0222162940 to report the scam. You also don’t need to know one in TPB to be employed. TPB is merit based institution and to achieve this vision, it always go for the best.
TPB BANK PLC is an Equal Opportunity Employer and is very committed to environmental, health and safety Management. TPB BANK PLC has a strong commitment to environmental, health and safety management. Late applications will not be considered. Short listed candidates may be subjected to any of the following: a security clearance; a competency assessment; physical capability assessment and reference checking.
Please forward your applications before 19th July, 2017.