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EMPLOYMENT OPPORTUNITIES AT TANZANIA WOMEN’S BANK PLC, JULY 2017


VACANCIES/JOBS

Tanzania Women’s Bank Plc (TWB) is a bank established under the Company Act No. 212 of 2002 for Tanzania Women’s Bank Plc (TWB) is a bank established under the Company Act No. 212 of 2002 for the purpose of providing access to a full range of financial services for its customers, targeting mainly customers with low income comprising of Micro Businesses, Small and Medium Enterprises (SMEs)with special focus and emphasis on women entrepreneurs. TWB seek to recruit dynamic, honest, result oriented and committed person to fill the following role.

JOB TITLE: HEAD OF ICT AND INNOVATIONS
REPORTS: MANAGING DIRECTOR
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
Head of ICT will be an overall in-charge of the Information Technology, System design and development.Duties and Responsibilities
• Head of Information Communication Technology and Business Continuity Management Department
.• Establishing and manage bank’s network infrastructure
• Computer Systems design and development.
• Maintenance and updating of existing Management Information Systems.
• Creating and maintenance of data base.
• Manage database, systems design and development.
• Devise security systems for protection of data and information.
• Responsible for Business Continuity and Disaster Recovery Programme.
• Manage information security system.
• ICT Vendor and Project Management
Minimum required qualifications:
• Holder of master’s degree in Computer Science with at least 10 years working experience,Knowledge in Banking is a must.
• Excellent knowledge of technical management, information analysis and of computer hardware/software systems
• Expertise in data center management and data governance
• Hands-on experience with computer networks, network administration and network installation
• Ability to manage personnel• BS in Computer Science, MIS or similar field

JOB TITLE: MANAGER ICT 
REPORTS TO: HEAD OF ICT AND INNOVATIONS
LOCATION: DAR ES SALAAM; HEAD OFFICE
Duties & Responsibilities
• Manages information technology and computer systems
• Plans, organizes, controls and evaluates IT and electronic data operations
• Designs, develops, implements and coordinates systems, policies and procedures
• Ensures security of data, network access and backup systems
• Acts in alignment with user needs and system functionality to contribute to organizational policy
• Identifies problematic areas and implement strategic solutions in time
• Audits systems and assess their outcomes
• Preserve assets, information security and control structures
Minimum qualification requirements
• Proven working experience of not less than 6 years as an IT manager or relevant experience
• Excellent knowledge of technical management, information analysis and of computer hardware/software systems
• Expertise in data center management and data governance
• Hands-on experience with computer networks, network administration and network installation
• Ability to manage personnel
• BS in Computer Science, MIS or similar field

JOB TITLE: ICT SUPPORT & ADMINISTRATION OFFICER
REPORTS TO: HEAD OF ICT AND INNOVATIONS
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
ICT officer will be responsible for implementing, managing and troubleshooting the bank’s existing network and networked systems. Ensuring optimum performance, availability and security of the bank’s server, infrastructure, databases and the communication systems.
Duties & Responsibilities
• Operates, provides instant support and deals with trouble shooting in the existing systems e.g.branch operations, e-mail, internet banking, SMS banking, power severs, PCs, swift, signature,and the like are in a good running order and provide support where necessary.
• Participate in the development of project of the IS related technical aspects.
• Perform trouble shooting as they arise.
• Maintain and ensure that disaster procedures are adhered to
• Analyze, customize, test and upgrade the new patches or existing patches of various systems.
• Look after‘Start of Day’ and‘End of Day’ and normal operations of the branch.
• Train system users
• Monitor system changes
• Plan for integration of new products to ensure new products are integrated into the system and perform as required
• Investigate problems, issues reported from business units and provide solutions
• Maintain and devise information systems, standards and procedures
• Assist in the selection of suitable software
• Plan for integration of new products to ensure they are integrated into the system and that they perform as required
• To scrutinize and analyze procedures and routines with a view to simplify and standardize such procedures throughout
Minimum required qualifications
• Holder of University degree in electronics/electronic engineering, computer science,Information Technology or relevant qualification from recognized university or institution.
• 3-4 years’ experience in the same position
• Excellent computer and training skills.
• Ability to work under pressure and communicate effectively in English/Kiswahili

JOB TITLE: MANAGER, PROCUREMENT
REPORTS TO: HEAD OF ICT AND INNOVATIONS
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job summary
Manages the company’s supply of products and services, discovers the best ways to cut procurementexpenses, so that the company can invest in growth and people.
Duties & responsibilities
• Devising and using fruitful procurement and sourcing strategies.
• Discover profitable suppliers and initiate business and organization partnerships.
• Strategizing to find cost-effective deals and suppliers.
• Negotiate with external vendors to secure advantageous terms
• Approves the ordering of necessary goods and services
• Finalizes purchase details of orders and deliveries
• Examines and test existing contracts
• Tracks and reports key functional metrics to reduce expenses and improve effectiveness
• Collaborates with key persons to ensure clarity of the specifications and expectations of the company
• Foresees alterations in the comparative negotiating ability of suppliers and clients
• Expects unfavorable events through analysis of data and prepare control strategies
• Performs risk management for supply contracts and agreements
• Controls spending and builds a culture of long-term saving on procurement costs
Minimum required qualifications
• Proven working experience as a procurement Manager of not less than 6 years
• Knowledge of sourcing and procurement techniques
• Talent in negotiations and networking
• Aptitude in decision-making and working with numbers
• Experience in collecting and analyzing data
• Strong leadership capabilities
• BSc degree in supply chain management, logistics or business administration

JOB TITLE: TREASURY MANAGER
REPORTS TO: HEAD OF FINANCE AND TREASURY
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
To oversee the Treasury operations of the Bank. To play a key role in the effective management of the balance sheet and associated risks through value adding strategies in country. To play a key role in generating, evaluating and making recommendations on Treasury business and ALM strategy to the Managing Director. To have accountability and responsibility for the economic profit performance of the Bank. To ensure that governance and Treasury best practice is evident in all aspects of the Treasury function in country.
Duties & responsibilities
• Implement the capital management strategies for TWB to ensure bank meets Regulatory Capital requirements and capital managed optimally
• Provide an overview of financial risksthe bank is exposed to and provide input to Balance Sheet Management Committee / ALCO meetings regarding the management of financial risks.
• Proactively manage all interest rate risks associated with the gathering of liabilities and assetswithin the country operation where this is the direct responsibility of treasury
• Ensure that the liquidity of the bank meets bank/regulatory requirements at all times
• Ensure that FX risk and liquidity exposure is optimized and managed within limits granted bythe bank at all times
• Champions the ALM process and add value through efficient balance sheet management.
Minimum required qualifications & skills
• Bachelor’s Degree in Accounting/Finance/Economics.
• MBA desired.
• Extensive experience in preparing cash forecasts and cash flow analyses.
• Experience in the preparation of financial schedules
• Experience in building complex financial models to evaluate various financial plans.
• Experience leading, coaching and developing staff.
• Knowledge of investment portfolio strategy, banking, and financial instruments.
• Advanced analytical, organization, and interpersonal skills.

JOB TITLE: HEAD OF RETAIL & BUSINESS BANKING
REPORTS TO: MANAGING DIRECTOR
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
The Head of Commercial oversees commercial activities of the Bank ensuring it maximizes all availableopportunities for profit generation and day-to-day operations by focusing on the long-term interestsof the bank
Duties & Responsibilities
• Implementing strategies to drive revenue and ultimately business growth.
• Plays an important role in marketing or corporate management.
• Carrying out risk assessment when taking on new customer accounts.
• Negotiating ongoing contracts with suppliers and customers.
• Reviewing contracts and making recommendations on commerciality.
• Interpreting market trends and adapting to industry changes.
• Streamlining lead generation processes enabling sales teams to chase leads swiftly.
• Analyzing opportunities for growth via acquisition and performing due diligence.
• Implementing new sales strategies and ensuring departments follow industry best practice.
• Making commercial recommendations to the Managing Director.
• Looks for opportunities to grow a business, whether through partnerships or new initiatives,and works to take advantage of those opportunities
• Analyses sales and other reports that give insight into how a company can make adjustments to improve performance
• Resolves issues with contracts and commercial operations
• Communicates with parties in a contract so that all understand the terms, particularly acontract’s financial aspects
• Assesses risks and makes recommendations based on a thorough analysis of all factors involved in a business situation
Minimum required qualifications
• Holder of Master’s Degree in either Banking, Accountancy, Economics, Business Administration,Finance with successful working experience of at least 7 years including sufficient exposure inProject.
• Strong entrepreneurial skills and a natural ability to spot opportunities for revenue generation.
• Natural leader of people with excellent managerial and motivational skills.
• Relevant industry experience and in depth knowledge of the market.

JOB TITLE: HEAD OF HUMAN CAPITAL
REPORTS TO: MANAGING DIRECTOR
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
Responsible for initiating, developing and ensuring the implementation of appropriate Human Resources and Administration policies and procedures to ensure that the bank attracts, motivates and retains the right caliber staff, facilitating the alignment of TWB’s organization, people and culture to its strategic business plan, through the provision of services in all aspects of Human Resources Management.
Duties & Responsibilities:
• Develop appropriate human resource/administration policies and procedures and ensure their effective implementation.
• Prepare budget in area of influence, obtain approval and control expenditure within budget.
• Monitor the compensation and benefits trends in the market to ensure bank’s benefits are fair and consistent and advise management accordingly.
• Prepare recruitment plans, coordinate the recruitment, induction, placement and overall manpower planning for the bank.
• Coordinate the performance management system of the bank and ensure its implementation by all business units.
• Guide management and staff on all matters relating to industrial employee relations.
• Coordinate the capacity building strategies for the bank and monitor bank’s training programs.
• Manage the Employee Wellness Program (EWP) including medical programmes of the bank’s employees and their dependents.
• Prepare Monthly, Quarterly and Annual Human Resources Reports.
• Review work performance of staff in the directorate including their development and welfare inline with the bank’s policies and objectives.
Minimum required qualifications
• Must possess a Bachelor Degree/Advanced Diploma in Human Resources Management, Public Administration or related field and related Post Graduate degree from a recognized University/Institution.
• Minimum of seven (7) years’ working experience of which, five (5) must be in a senior position in related function
• Highest degree of integrity, excellent and well developed leadership, people management and organizational skills.
• Excellent communication, writing and presentation skills.
• Must be computer literate.

JOB TITLE: FINANCIAL CONTROLLER 
REPORTS TO: HEAD OF FINANCE & TREASURY
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary:
Responsible for the efforts and results of the financial department. Reporting to the Head of Finance& Administration in regards to all financial and accounting activities.
Duties & responsibilities:
• Production of monthly financial management information pack
• Budgeting, planning and forecasting
• Production of yearly Statutory Accounts
• Corporation Tax, PAYE and VAT returns
• Weekly meetings with departmental managers to discuss financial performance
• Offering professional judgement on financial matters and advising on ways of improving business performance
• Providing information to aid key strategic decision making and formulating business strategies
• Advising on the financial implications and consequences of business decisions
• Interpreting and communicating financial data to non-financial managers
• Liaising with other function managers to put the finances and accounts in context
• Monitoring and evaluating financial information systems and suggesting improvements were needed
• Implementing corporate governance procedures, risk management and internal controls
Minimum required Qualifications
• Bachelor’s degree or master’s degree in accounting, business, economics, finance, or a related field;
• 5 years of experience in a business or finance environment;
• Outstanding mathematical skills;
• Solid written and verbal communication skills
• Critical thinking and problem-solving skills;
• Understanding of data privacy standards.

JOB TITLE: RELATIONSHIP MANAGERS
REPORTS TO: HEAD OF RETAIL & BUSINESS BANKING
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
The Relationship manager works closely with the sales team to manage relationships with clients.
Duties & responsibilities
• Building and maintaining relationships with clients and key personnel within customer companies.
• Conducting business reviews to ensure clients are satisfied with their products and services.
• Alerting the sales team to opportunities for further sales within key clients.
• Letting customers know about other products the Bank offers.
• Attending meetings with clients to build relationships with existing accounts.
• Achieving Relationship targets and KPI’s as set by the Head of Business Development.
• Working closely with the Head of Business Development Managers, Marketing and Sales Teams.
• Escalating and resolving areas of concern as raised by clients.
• Carrying out client satisfaction surveys and reviews.
• Monitoring company performance against service level agreements and flagging potential issues.
• Updating the CRM and ensuring account managers are aware of changes within clients.
• Passing leads to the sales team and following up on progress.
• Liaising with internal departments to ensure client needs are fulfilled effectively.
Minimum required Qualifications
• A Bachelor’s degree from a recognized institution.
• Strong interpersonal skills and an ability to build rapport with customers.
• Previous sales experience and an organized approach to work.
• Hardworking with a strong work ethic.
• 3 – 5 years’ experience working as a client relationship manager or a track
• Computer skills
• a\Advertising and sales abilities
• Communication skills

JOB TITLE: MANAGER, OPERATIONS
REPORTS TO: HEAD OF BANKING OPERATIONS
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary:
Provide Leadership and Guidance on all Branch Operation functions and ensure high quality of Bank Operations delivered to Business through services of quality staff and processes that support expeditious, accurate and efficient service to all our customers, both internal and external; as well as safeguarding the bank against frauds, leakages and misappropriations.
Duties and Responsibilities.
• Ensure adequate support, control and leadership is offered to all branches at all times in order to ensure smooth running of branch operations.
• Translate Management’s decisions, vision and strategies into executable plans and actions and drive implementation of the same in a cost and quality effective manner.
• Spearhead holistic digestion for all branch audit reports by internal auditors, external auditor sand BOT bank examiners by analyzing the findings into People, Process and System and ensuring the root causes are identified and closed by respective Branch Managements and/or respective support departments at HO
• Setting strategic direction for Bank operations function and create an enabling environment for the Branch Network from a people, risk, cost and service perspective.
• To provide clear, regular, comprehensive reporting on branchs’ performance to the Head of ICT and Innovations.
• Initiate/Participate in strategic project decisions, especially for bank-wide projects affecting branch operations and mobile banking operations.
• To act as a liaison person for decisions and communications towards branch operation staff across the bank
• To manage compliance levels of banking operations to internal and regulatory requirements
Minimum required qualifications & skills
• Degree in Finance and Banking or Business related
• MBA or studying towards an MBA would be an added advantage
• At least 5 years banking experience at a Managerial level
• Thorough knowledge of banking operations from both a front office and back office perspective, including products
• Thorough knowledge of local Clearing rules.• Good Knowledge of local banking laws.
• Strong interpersonal skills & Communication skills
• Customer care orientation
• Appreciation of risk issues and ways to mitigate.
• Project skills

POSITION: BRANCH MANAGER
REPORTS TO: HEAD OF BANKING OPERATIONS
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
Responsible for the overall management of the Branch
Duties and Responsibilities:
• Manages the Branch;
• Oversees compliance to standing instructions,procedures, legal and regulatory requirements;
• Provides effective representation of his/her area of jurisdiction
• Responsible and accountable for branch business development and performance
• Markets all the bank’s products and services
• Manages the branch human resources including training, motivation, and discipline and proposal for recruitment when required.
• Control & monitor branch activities in terms of deposit levels, revenue collections, risk management & customer satisfaction
• Ensures accurate and timeliness of reports scheduled for Head Office.
• Plan, develop and implement new business activities in line with the bank program strategies and budget.
• Guides the staff of the branch towards the achievement of approved profitability targets of the branch.
• Creation of sustainable profit for the branch
• Provision of top quality bank product services to customers and facilitation of knowledge building/sharing.
• Effective Communication and spokesperson for the branch
• Prepares branch plan and budget.
• Mobilizes deposits.
• Promotes lending.
• Ensures branch books are properly kept and are balancing
• Supervision of completeness of account opening documentations, dormant accounts and closure of accounts.
• Performs any relevant duties as may be assigned by Management.
Minimum Qualification Requirements:
• Holder of Degree in banking or finance, economics, commence, business administration,Candidates in other fields with proven excellent track record of managing or supervising a Bank Branch will be considered too.
• Working experience of not less than 7 years as a manager or supervisor in a reputable bank.
• Computer literacy in spreadsheet/Database-related package, World processing, Power Point and other skills
.• Strategic thinker
• Commitment to results
• Knowledge of selling and negotiation techniques
• Working knowledge on credit analysis and management
• Strong Communication skills.

JOB TITLE: SENIOR CREDIT ANALYST
REPORTS TO: HEAD OF CREDIT
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
Responsible for analyzing credit and financial reports to determine risks involved in loaning money or extending credit. Scrutinizes financial data such as market share, income growth, and management quality to decide if loans will be lucrative.Responsible for assessing and making decisions about customer credit applications using a range of criteria including purpose of application, credit viability, customer payment history and customer credit-worthiness.
Duties & Responsibilities
• Compare liquidity, profitability, and credit histories of individual or company being evaluated with similar establishments to determine risk.
• Compile reports regarding finance and credit data.
• Analyze the financial records like earnings, savings, payments and purchase of the company or individual and recommend other useful financial activity for further plans.
• Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
• Review individual or commercial customer files to identify and select delinquent accounts for collection.
• Minimize bad debt risk and maximize accounts receivable collections.

• Market, train, counsel, advise, and communicate credit department policy and procedures to company personnel.
• Generate financial ratios, using computer programs, to evaluate customers’financial status.
• Credit analysts determine the credit worthiness of people or companies applying for loans.
Minimum required qualification & skills
• Degree in Finance and Banking or Business related studies
• MBA or studying towards an MBA would be an added advantage
• At least 5 years banking experience with at a Managerial level
• Thorough knowledge of banking operations from both a front office and back office perspective, including products
• Good Knowledge of local banking laws

JOB TITLE: FRAUD & INVESTIGATION OFFICER
LOCATION: DAR ES SALAAM; HEAD OFFICE
Job Summary
Responsible for identifying and handling suspicious or problematic incidences while providing consultation and strategic directions through professional reports.
Responsibilities
• Conducting investigations into allegations of fraud, waste or abuse committed by clients against our company• Reviewing and researching evidence/documents to analyses the overall fact pattern of claim and synthesize data into a professional report with recommendations
• Preparing and coordinating field assignments to obtain relevant evidence and information.
• Conduct objective, fair, thorough, unbiased and timely investigations into allegations of fraud, waste or abuse committed by clients or Staff.
• Review and research evidence/documents to analyze the overall fact pattern of Fraud and synthesize data into a professional report with recommendations
• Prepare and coordinate field assignments to obtain relevant evidence and information
• Coordinate with defense attorneysto provide deposition strategies and use law enforcement resources for assistance
• Manage and prioritize a large and varied case load effectively and efficiently to achieve positive results
• Prepare prosecution packages and restitution proposals
• Investigates fraudulent/illegal activities perpetrated by customers or employees. Designs and implements programs to prevent such activities and to recover any incurred losses.Minimum qualification requirement
• Proven working experience in related field of not less than 5 years
• Strong interpersonal and communication skills including the ability to interact with clients,upper management and law enforcement
• Good organizational skills needed to manage a high volume of assigned cases
• Proficient with the Banking procedures, regulations and investigation methods
• Hands on experience with relevant Information Systems
• Display good interviewing and interrogation skills along with the capability of drafting reports
• Honest and ethical with high levels of integrity and confidentiality Interested and qualified individuals should forward their applications enclosing a detailed CV and copies of professional certificates to the below address by 13th July, 2017.This advertisement can also be accessed on our Website or and any of our social networks accounts.Only shortlisted candidates will be contacted. Please Mark in the top of the envelope the position
N.B: The envelope should bear the Job title of the post applied for, Short of this; your application will not be considered.

MANAGING DIRECTOR,
TANZANIA WOMEN’S BANK PLC.
OLD POST OFFICE, MKWEPU STREET.
P.O. BOX 72604,
DAR ES SALAAM.